This website may include statements regarding future events, trends, plans, expectations, or objectives relating to MS Reinsurance’s future business, financial condition, results of operations, performance, or strategy. These forward-looking statements are not statements of historical fact or current fact and no undue reliance should be placed on such statements. They can be identified by their use of future or conditional verbs such as, “may,” “will,” “should,” “would”, “could” or phrases like “continue,” “aims,” “estimates,” “projects,” “targets”, “assume”, “believes,” “intends,” “expects,” “plans,” “seeks” or “anticipates” or words with similar meaning. Due to their nature, these statements are subject to unknown risks and uncertainties and other factors that could cause MS Reinsurance’s actual results and plans, financial condition, solvency ratios, capital or liquidity positions or prospects to differ materially from those expressed or implied in the forward-looking statements (or from past results).

Factors that may influence these outcomes include, but are not limited to:

  • General Economic Conditions, meaning the overall health of the economy, including GDP growth rates, inflation rates, and employment levels;
  • Competitive Factors, meaning the level of competition in key markets, both locally, regionally and globally;
  • Global Economic Downturn, meaning the risk of a global economic downturn, triggered by factors such as geopolitical tensions, trade wars, or financial crises;
  • The performance of financial markets, including stock markets, bond markets, and commodity markets, changes in interest rates and currency exchange rates, interventions by central banks in financial markets, trade wars, tariffs and protectionist measures related to international trade agreements;
  • The frequency, severity, and development of insured claims events, including but not limited to, natural disasters and other catastrophic events, social inflation litigation, acts of terrorism or acts of war.
  • Changes in laws and regulations, including insurance regulations, tax laws, and environmental regulations;
  • Geopolitical risks, such as political instability, conflicts, and changes in government leadership, governmental and other measures connected to ongoing conflicts, such as sanctions, expropriations and seizures of assets as well as the economic consequences of the foregoing;

(i) MS Reinsurance’s adherence to standards related to environmental, social and governance (“ESG”) matters, ability to fully achieve goals, targets, ambitions or stakeholder expectations related to such matters and ability to adapt to the evolving expectations of shareholders, business partners, or third parties, including regulators and public authorities;

(ii) MS Reinsurance’s capacity to attract, retain and develop highly skilled and proficient employees at both senior management levels and in key operational roles;

(iii) The cyclical nature of the reinsurance sector.

These factors are not exhaustive. Many of these factors may be more likely to occur or be more pronounced due to catastrophic events. MS Reinsurance operates in a constantly changing environment where new risks may emerge. We do not undertake or assume any obligation to update or revise any of these forward-looking statements, whether to reflect any new information, future events, or circumstances, or otherwise, except as required by applicable laws and regulations.